CM (Canadian Imperial Bank of Commerce) Moat Score: 6/10 (As of Jun. 26, 2026)


CM Canadian Imperial Bank of Commerce CM
71 GF Score
Price $113.36
GF Value $78.31
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Canadian Imperial Bank of Commerce Moat Score?

Canadian Imperial Bank of Commerce CM -0.88% 71 Moat Score is 6 as of Jun. 26, 2026. GuruFocus rates CM with a GF Score™ of 71/100 and a GF Value™ of $78.31 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,610 Banks companies, Canadian Imperial Bank of Commerce ranks better than 97.76% on this metric.

Canadian Imperial Bank of Commerce has the Moat Score of 6, which implies that the company might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Canadian Imperial Bank of Commerce has Narrow Moat: CIBC has a strong narrow moat due to its significant market share in Canadian banking, brand strength, and customer loyalty. It benefits from economies of scale and regulatory barriers in the banking sector. However, it lacks the global reach and network effects of larger banks, limiting its moat to a strong narrow category.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Canadian Imperial Bank of Commerce might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Canadian Imperial Bank of Commerce  (NYSE:CM) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Canadian Imperial Bank of Commerce Moat Score Related Terms

CM vs JPM, BAC, WFC: Moat Score Comparison

For the Banks - Diversified subindustry, Canadian Imperial Bank of Commerce's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Canadian Imperial Bank of Commerce Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Canadian Imperial Bank of Commerce's Moat Score distribution charts can be found below:

* The bar in red indicates where Canadian Imperial Bank of Commerce's Moat Score falls into.


CM
71GF Score
Canadian Imperial Bank of Commerce CM
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 6 mean?
Canadian Imperial Bank of Commerce (CM) has a Moat Score of 6 as of Jun. 26, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Canadian Imperial Bank of Commerce ranks #36 out of 1610 companies in the Banks industry, placing it in the top 2.2%.
Is Canadian Imperial Bank of Commerce's Moat Score too high?
Canadian Imperial Bank of Commerce's current Moat Score is 6. Based on the distribution chart, Canadian Imperial Bank of Commerce ranks #36 out of 1610 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Canadian Imperial Bank of Commerce has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Canadian Imperial Bank of Commerce's Moat Score compare to JPM and BAC?
According to the Banks industry distribution chart, Canadian Imperial Bank of Commerce ranks #36 out of 1610 companies for Moat Score. This places Canadian Imperial Bank of Commerce in the top 2% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Canadian Imperial Bank of Commerce's current Moat Score is 6. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Canadian Imperial Bank of Commerce stock overvalued right now?
Based on GuruFocus' analysis, Canadian Imperial Bank of Commerce (CM) is currently considered Significantly Overvalued. The stock's GF Value™ is $78.31, compared to a current price of $113.36 — trading 44.8% above its estimated fair value. The current Moat Score is 6. Canadian Imperial Bank of Commerce's overall GF Score™ is 71/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Canadian Imperial Bank of Commerce (CM), the current Moat Score is 6 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Canadian Imperial Bank of Commerce (CM) Overvalued in 2026?

Based on GuruFocus' analysis, Canadian Imperial Bank of Commerce stock appears to be overvalued. The current stock price of $113.36 is trading 44.8% above its estimated GF Value™ of $78.31. GuruFocus considers Canadian Imperial Bank of Commerce to be Significantly Overvalued.

Key valuation signals for CM:

  • Moat Score: 6
  • GF Value™: $78.31 vs. price of $113.36 (44.8% above fair value)
  • GF Score™: 71/100 with 8 warning signs

No single metric tells the full story. See the CM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Canadian Imperial Bank of Commerce Business Description

Address 81 Bay Street, CIBC Square, Toronto, ON, CAN, M5J 0E7
Canadian Imperial Bank of Commerce is Canada's fifth-largest bank with over CAD 1.1 trillion in assets at the end of fiscal 2025. It operates four business segments: Canadian retail and business banking, Canadian commercial banking and wealth management, US commercial banking and wealth management, and capital markets. It serves approximately 14 million personal banking and business customers, primarily in Canada and the US.
71GF Score

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$113.36
Price
$78.31
GF Value